We use Allstate because we also get a slight discount for having our cars with them.
I doubt there’s much cost difference in policy’s only quality of service and if they’ll be there for you when you need them. You won’t know that until something happens.
Allstate has always been there for us, but I can find 10 people who will tell you they had Allstate and screwed them over.
Get an agent that will actually do more then sell you and evaporate. When you need red tape cut at the company a good agent is indispensable. We have one that takes care of us when the company drags their feet.
We use State Farm. I never have had a home claim but I know someone who did and they received excellent service. I’ve used them for car claims and they are very helpful.
Being from TX I can understand your concern about “price”. But keep in mind that you get what you pay for. This is sooo true with Homeowner Insurance.
I would start with:
1. State Farm
2. Germania
3. USAA (if you qualify…they are #1 by a long shot)
~
You may pay a little less for companies like Allstate, Nationwide or Farmers…but I have seen their customers get underpaid for the claim time & time again. I would feel uncomfortable having them as my insurer. Good luck!
June 6th, 2010
Tags:
Nationwide is a good company. Used them for the last 10 years.
We use Allstate because we also get a slight discount for having our cars with them.
I doubt there’s much cost difference in policy’s only quality of service and if they’ll be there for you when you need them. You won’t know that until something happens.
Allstate has always been there for us, but I can find 10 people who will tell you they had Allstate and screwed them over.
Get an agent that will actually do more then sell you and evaporate. When you need red tape cut at the company a good agent is indispensable. We have one that takes care of us when the company drags their feet.
We use State Farm. I never have had a home claim but I know someone who did and they received excellent service. I’ve used them for car claims and they are very helpful.
Being from TX I can understand your concern about “price”. But keep in mind that you get what you pay for. This is sooo true with Homeowner Insurance.
I would start with:
1. State Farm
2. Germania
3. USAA (if you qualify…they are #1 by a long shot)
~
You may pay a little less for companies like Allstate, Nationwide or Farmers…but I have seen their customers get underpaid for the claim time & time again. I would feel uncomfortable having them as my insurer. Good luck!