Health insurance should be more like car insurance, you pick the coverages and the deductibles to meet your?

Question by mission_viejo_california: Health insurance should be more like car insurance, you pick the coverages and the deductibles to meet your?
The health-care debate has centered on the uninsured. That so many people do not have health insurance is a consequence of foolish government policies: regulations that raise the price of insurance, and a tax code that ensures that most people get their insurance through their employer. If you don’t work for a company that provides health insurance, you’re out of luck. People locked out of the insurance system still have access to health care. But they often end up in emergency rooms because they did not receive preventive care.

For most people, however, it is another aspect of our employer-based health-care system that causes the most trouble: the insecurity it creates. People worry that if they switch jobs, they will lose their health insurance. They worry that their company will cut back on health benefits. Universal coverage is not necessary to address these worries. Making it possible for individuals to own their health-insurance policies themselves, rather than getting them through their companies, would solve the problem. It would also reduce the political momentum behind socialized medicine.

Best answer:

Answer by 51
you want your health insurance to go down? Call you congress man or woman and tell them to boot the free loaders from south of the border

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