homeowners insurance dropped us after fire not our fault?
December 8th, 2010
Question by Jen: homeowners insurance dropped us after fire not our fault?
Is it legal for our homeowners insurance to drop our policy after a fire? The fires cause is listed as unknown but was NOT arson. This is the only claim made to our insurance. Anyone know any insurance companies who might sell us insurance if it is legal for our company to drop us?
Best answer:
Answer by Spock Jenkins
The legality of their action could only be determined by knowing which state you’re in, as well as the terms of your policy.
As a general rule, they are free to decline to do further business with you if they deem it in their best interest.
I regret that I am unable to give you a more encouraging response.
As far as other companies, I suggest looking at some of the websites which take your information and provide you quotes from multiple companies.
Know better? Leave your own answer in the comments!
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