If I have health insurance, should I not pay for certain coverages on my car insurance?
December 27th, 2011
Question by BabyEater: If I have health insurance, should I not pay for certain coverages on my car insurance?
I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage:
-BODILY INJURY LIABILITY
-PROPERTY DAMAGE LIABILITY
-UNINSURED MOTORIST & UNDERINSURED MOTORIST
I’m under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?
Best answer:
Answer by la428282
Because if you were permanently injured by a driver with no insurance… this coverage would give you MORE then your medical bills (and with no co-payments etc) this is where “pain and suffering” comes in. So… i think its a very important coverage. You dont want to be hit by a uninsured motorist… lose a finger… and not get any compensation for it do you?
What do you think? Answer below!
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