Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario?

Question by : Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario?
Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario? Which is better and why?

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Answer by What the?
Insurance in MB is public and governed by the province. One insurance, one level of coverage, and you cannot sue for pain/ suffering. Price is also set by number of demerits or based on driver experience. In ontario, insurance is private but still regulated somewhat by the government. In Ontario you can sue up to a certain amount for pain and suffering. Usually drivers under 25 years of age pay huge premiums regardless of driving history, in MB that is not the case. Hope that helps.

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