Is rental car covered under Uninsured Motorist coverage?
December 1st, 2011
Question by jam25ila@sbcglobal.net: Is rental car covered under Uninsured Motorist coverage?
I have UM coverage with UMBI and UMPD in Texas. My agent told me I don’t have rental car coverage but I still have to pay a $ 250 deductable and I’m really confused right now. I had an accident with an hit-and-run driver and it wasn’t my fault. I filed a police report but they haven’t received it yet. And I am still waiting for my claim to get settled. It is taking forever and I’m getting frustrated. Someone please help me understand if rental car is covered under my UM coverage. Why i cannot receive a rental car and why am I paying a deductable when the accident was not my fault and the driver had no insurance or license. Please help!!!
Best answer:
Answer by oklatom
If you need a rental car, get one. And when the time comes to fix your car, pay the $ 250 deductible you signed up for when you took out the insurance. When your car is finished, return the rental, and then take the person who hit you to court to get back what you are out, IE, $ 250 plus the rental costs.
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