Posts Tagged ‘Don’t’
How to Make Insurance Companies Pay Your Claims: And What To Do If They Don’t
April 25th, 2012
How to Make Insurance Companies Pay Your Claims: And What To Do If They Don’t
Step-by-step guidance in making a claim and collecting from the insurance companies that refuse to pay legitimate claims.
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What if I don’t have flood insurance and am required by law to have it?
April 18th, 2012
Question by John B: What if I don’t have flood insurance and am required by law to have it?
I bought my home not realizing I needed flood insurance until after the fact and it cost me $ 2500. The next year I coudln’t pay it and the mortage (Countrywide) placed lender placed coverage for only $ 700 for the year covering interest on loan (a lot cheaper). My house is on top a hill that would have to be a big rain to come close to flooding and hasn’t flooded in 60 years. My question is can they foreclose if I don’t fix this or each year will the just continue to use there lender placed policy which is allowing me the opportunity to stay in my home? Am bout 3 months from next insurance due date.
Best answer:
Answer by upstatecamp
No one is require to have flood insurance by law.
Your lender required it because your home is located in a flood plain, which is an area designated by the government to be prone to flooding. The lenders requirement probably only required sufficient coverage to protect their loan. You should check the insurance covenants that are part of your mortgage closing documents to confirm that is the case.
If the house was sold using a realtor, it should have been disclosed that the house is in a flood plain. Even so , that is easily determinable from the county or the internet.
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Don’t Be a Victim- Protect Yourself with Quality iPhone Insurance
January 27th, 2012
www.securranty.com Owners of an iPhone simply can’t imagine a world without it. If you’re like most iPhone owners, then you probably understand just how important this tool has become in your daily life. But just like with every other possession- your iPhone could be damaged beyond repair, lost, or stolen. It would be a real shame to be the victim of such a horrible event- but you can protect yourself from expensive repairs or replacement costs with quality iPhone insurance. iPhone insurance makes a great deal of sense- just ask anyone who has foregone purchasing an iPhone warranty and ended up damaging their new phone or having it stolen. Repair costs for a damaged iPhone can be extremely costly, and you already understand the cost for a brand new iPhone. The logical step would be to protect yourself from possible repair costs or iPhone replacement costs with a high quality warranty. But not just any warranty will do- some warranties are better and cheaper than others. This is clearly evident when you stack up the iPhone warranties offered at Securranty against warranties offered at big box retailers such as Best Buy. What makes the iPhone insurance found at Securranty better than those warranties available elsewhere? Well, for one thing- our warranties are significantly less expensive. In fact, it may be the case that you could save up to 70 percent on your iPhone warranty by choosing Securranty instead of another warranty provider. The price is right at Securranty, but …
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How do I rent a car if I’m under 21 and don’t have full coverage insurance?
January 13th, 2012
Question by ougner: How do I rent a car if I’m under 21 and don’t have full coverage insurance?
I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!
Best answer:
Answer by mdywglr4x4
I would say for now call your insurance company and ask if they offer something like this.
I believe this will be your best bet right now.
What do you think? Answer below!
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Ten Insurance Claim Do & Dont
January 6th, 2012
Ten Insurance Claim Do & Dont
There is no fixed formula for handling an insurance claim. Even so, over the years I’ve developed a short list of do’s and don’ts that are basis for every claim.There is no fixed formula for handling an insurance claim. Even so, over the years I’ve developed a short list of do’s and don’ts that are basis for every claim.
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Our National Health Insurance Plan Don`t Get Sick pin
December 1st, 2011
Our National Health Insurance Plan Don`t Get Sick pin
Our National Health Insurance Plan Don`t Get Sick pin
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What car insurance companies don’t require an up front payment and will send me a bill?
November 24th, 2011
Question by Russian Princess: What car insurance companies don’t require an up front payment and will send me a bill?
I need to start a car insurance policy but want to be sent a bill instead of having to pay up front that minute online. Is this possible?
Best answer:
Answer by DER ALTE FIRZ
none. LAWS say you need to make a payment on intent.
Add your own answer in the comments!
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If ObamaCare passes, it’ll force everyone to get health insurance. What’ll happen to those who don’t?
March 7th, 2011
Question by Samian’s Fifteenth Account: If ObamaCare passes, it’ll force everyone to get health insurance. What’ll happen to those who don’t?
I was wondering this, since I’m graduating from college in December and will be going without health insurance for a while. Obama’s bill would make it mandatory to have basic health insurance (where I’d get the money to pay for it? no idea)
So let’s say I can’t afford health insurance, nor do I want it. Will Obama send federal police officers to arrest me until I can somehow “afford insurance”?
I can understand the need for auto insurance. But there are people without cars, who obviously don’t get auto insurance.
How will the government force everyone to pay for health insurance?
EDIT: So if there’s 2 million unemployed American college graduates out there…
That means 2 million people making $ 0.
How will we pay this ‘fine’?
Best answer:
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Durbin to FEMA: Don’t forget our levees
February 6th, 2011
Durbin to FEMA: Don’t forget our levees
U.S. Sen. Dick Durbin, D-Springfield, has asked the Federal Emergency Management Agency to acknowledge the existence of metro-east levees in drafting the new flood hazard maps set to take effect in December.
Read more on Belleville News-Democrat
Senators denounce FEMA’s stance on levees
Missouri, Illinois senators sign on to letter denouncing federal agency’s stand that Metro East has no flood protection.
Read more on St. Louis Post-Dispatch
Insurers working to define flood
THE Australian insurance industry’s Ten Point Plan issued on Monday reiterated its commitment to developing a standard definition of flood.
Read more on The Australian
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Botched trips don’t require compensation
December 19th, 2010
Botched trips don’t require compensation
SANTA ANA, Calif. – After three days of overflowing toilets, cold food, warm beer, dark corridors, and cold rooms, the passengers who disembarked from the ill-fated Carnival Splendor didn’t seem to be holding a grudge.
Read more on Philly.com
Osseo police
The following events were reported between Dec. 3 and Dec. 9:
Read more on Osseo Press & News
Korea’s Hyundai Marine & Fire Insurance uses SAS® to detect fraud
Korea’s largest non-life insurer, Hyundai Marine & Fire Insurance Co., Ltd., is ready to deploy a new fraud detection system that has been built with software from SAS, the global leader in business analytics software and services.
Read more on Business Wire via Yahoo! Finance
