Posts Tagged ‘iPhone’

Don’t Be a Victim- Protect Yourself with Quality iPhone Insurance

www.securranty.com Owners of an iPhone simply can’t imagine a world without it. If you’re like most iPhone owners, then you probably understand just how important this tool has become in your daily life. But just like with every other possession- your iPhone could be damaged beyond repair, lost, or stolen. It would be a real shame to be the victim of such a horrible event- but you can protect yourself from expensive repairs or replacement costs with quality iPhone insurance. iPhone insurance makes a great deal of sense- just ask anyone who has foregone purchasing an iPhone warranty and ended up damaging their new phone or having it stolen. Repair costs for a damaged iPhone can be extremely costly, and you already understand the cost for a brand new iPhone. The logical step would be to protect yourself from possible repair costs or iPhone replacement costs with a high quality warranty. But not just any warranty will do- some warranties are better and cheaper than others. This is clearly evident when you stack up the iPhone warranties offered at Securranty against warranties offered at big box retailers such as Best Buy. What makes the iPhone insurance found at Securranty better than those warranties available elsewhere? Well, for one thing- our warranties are significantly less expensive. In fact, it may be the case that you could save up to 70 percent on your iPhone warranty by choosing Securranty instead of another warranty provider. The price is right at Securranty, but
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Otterbox APL4-I4SUN-20-E4OTR Commuter Series Hybrid Case for iPhone 4 & 4S – Retail Packaging – Black

Otterbox APL4-I4SUN-20-E4OTR Commuter Series Hybrid Case for iPhone 4 & 4S – Retail Packaging – Black

  • Compatible with both the iPhone 4 and iPhone 4S
  • Access to all buttons and features
  • Silicone plugs provide coverage for ports
  • High-quality polycarbonate and durable silicone
  • Includes a self-adhering protective film

The latest iPhone sure can’t be beat. Neither can our Commuter Series for iPhone 4S. This sleek and tough case protects from scratches, bumps and shocks. The new camera rivals point-and-shoot cameras on the market and deserves the level of protection only OtterBox delivers. With two layers of protection that work together to divert any impact force away from the device, your new iPhone is ready for anything.

List Price: $ 34.95

Price: $ 34.95

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iPhone Loss Insurance – Tips To Keep Your iPhone Safe

iphoneinsurancei.co.uk iPhone Loss Insurance – The iPhone is a pretty big phone that tends to slip out of pockets and the likes. That is why you need a loss insurance. That way you can get a new phone, for free, any time you lose yours. The link above will give you more details. Music: Artist: July for Kings Song: Fighting Fire
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iMingle Launches App for iPhone Serving Policyholders On-the-Go

iMingle Launches App for iPhone Serving Policyholders On-the-Go
iMingle announced today the launch of a new application for iPhone, designed to provide drivers with a more convenient way to manage their auto insurance policies anytime and anywhere. The iMingle.com iPhone app is the latest tool from a company built around the needs and expectations of a techno-centric consumer.iMingle launched in Fall 2010 with a new marketing approach for direct-to-consumer…
Read more on PitchEngine

Solera to Acquire Explore Information Services
Solera Holdings Inc., a San Diego provider of software to the auto insurance claims industry, said April 25 it agreed to purchase Explore Information Services LLC, a provider of database insurance technologies, in an all cash transaction valued at about $ 520 million.
Read more on San Diego Business Journal

Getting a Classic Auto Insurance Quote is Becoming Easier to Get Thanks to Some Great New Information
There is good news these days for those lucky motorists that are eligible to quality for a classic car insurance quote from one of the many high street companies that are bending over backwards to accommodate this growing population of drivers.
Read more on PRWeb via Yahoo! News

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CARCO Group, Inc. Launches Free iPhone Application That Makes Access to CheckThatVin Product More Convenient

CARCO Group, Inc. Launches Free iPhone Application That Makes Access to CheckThatVin Product More Convenient
CARCO Group, Inc. , a nationally recognized information services company that provides fraud detection and risk mitigation services to businesses, has just announced the release of a free iPhone application that allows mobile access to their CheckThatVin product.
Read more on Business Wire via Yahoo! Finance

TVA to pay 0,000 penalty for NE Ala violations
CHATTANOOGA, Tenn. (AP) — The Tennessee Valley Authority has been hit with a $ 450,000 civil penalty for violating the Clean Air Act at the Widows Creek Fossil Plant in northeast Alabama.
Read more on The Daily Reflector

Auto insurance law closer
A bill designed to force compliance with Mississippi’s mandatory insurance laws passed Wednesday in the Senate and was among several proposals facing a legislative deadline.
Read more on McComb Enterprise-Journal

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Specialty device insurance may be the way to protect your iPhone or Xbox

All of those expensive electronic gizmos and gadgets that piled up under the Christmas tree are worth a pile of cash. The sales clerk probably offered extended warranty plans for the new toys. If you declined the warranties, you did the right thing, experts say.

“Consumers can purchase those types of insurance coverage at a much lower rate if they do so on their own, not through the store,” says Robert Hunter, director of insurance at the Consumer Federation of America. “Chances are you can buy a plan with better coverage, too, at a lower cost.”

If you didn’t accept the store clerk’s sales pitch to plunk down money for a gadget’s insurance plan, it’s not too late to protect your new flat-screen TV, iPad, XBox or other tech toy.

Your insurance options

You have a few options to protect your electronic investment.

“If electronic devices are stolen (from your home or car) or damaged due to vandalism, they would be covered under your home or renter’s insurance policy,” says Bill Mills, vice president of SIA Group, an insurance agency in North Carolina.

Experts recommend a specialty policy over a warranty plan if you want to insure your Xbox.

However, even though your homeowner’s policy covers theft of tech gadgets, it typically will provide only enough cash to account for the current value.

“If the TV is a year old or even 3 years old, its value will be depreciated. So you won’t receive the amount to replace the item. You’ll receive what the 3-year-old item would be worth at the time of the loss,” Mills says.

Warranties purchased at stores like Best Buy are another possibility, although consumer advocates like Hunter don’t recommend them. These plans typically cover “lemons” (if the item requires repair more than three times), damage caused by power surges and “normal wear and tear.” But these extended warranty plans do not typically cover items if your dog gnaws on them, they’re dropped in a puddle or they’re sent through the washing machine’s spin cycle.

There’s also coverage offered through specialty carriers like Safeware in Columbus, Ohio, and Worth Ave Group in Stillwater, Okla. They provide insurance throughout the country in the event you accidentally dunk your iPod in water or run over your smartphone with your car.

Opting for specialized gadget coverage versus an in-store warranty won’t save you a ton of cash; depending on things like deductibles and coverage, it costs anywhere from a little less to about the same. However, a specialty policy provides more coverage.

“Every kind of risk is covered — including drops, spills, flood, surge protection, and even worldwide coverage if a loss happens on vacation,” says Aaron Cooper, marketing director at Worth Ave Group.

In addition to covering just about any mishap, specialty device insurance usually covers the total replacement cost of the item at current prices, rather than on a pro-rated or depreciated basis. And unlike manufacturer’s warranties — which don’t cover theft, accidental damage, third-party repairs, peripherals (speakers, printers) or loss of software — a specialty device policy can be transferred to a replacement item, Cooper says.

Although your homeowner’s policy covers theft of tech gadgets like the iPad, it typically will provide only enough cash to account for the current value.

Cooper says most device policies purchased through a specialty carrier vary based on:

The term of the policy. Typically, it’s one, two or three years.

Your state. All insurance premiums are based on your state’s insurance regulations.

The item’s value. To save a little money, you can select the amount of coverage you want to buy rather than choosing full coverage.

The deductible. Typically you can choose no deductible, a $ 50 deductible or a $ 100 deductible. Mills says the higher the deductible, the lower the premium.

Here’s a look at how much it might cost to insure some of the most popular electronic devices with a specialty insurance company, according to Cooper:

iPad: Coverage is available for all sizes. Premiums begin at $ 37 for $ 499 worth of coverage and a $ 50 deductible.

iPod: Coverage is available for all generations. Premiums begin at $ 29 for $ 199 worth of coverage and a $ 50 deductible.

iPhone or another smartphone: Premiums begin at $ 55 for $ 300 worth of coverage and a $ 50 deductible.

Non-“smart” mobile phone: Coverage is available for nearly every type of non-smart mobile phone. Premiums begin at $ 45 for $ 399 worth of coverage and a $ 50 deductible.

Flip cam: Premium, coverage and deductibles range depending on value of camera and deductible preference.

Digital camera: The premium, coverage and deductibles depend on the value of the camera and your deductible preference. Most premiums start at roughly $ 35.

Premiums for coverage of a Kindle begin at $ 30 for $ 300 worth of coverage, with a $ 50 deductible.

Flat-screen TV: Coverage is available for TVs of most sizes, but premiums depend on the value of the TV. Premiums begin at $ 29 for coverage of $ 300 or more, with a $ 100 deductible.

Laptop or netbook: Premiums begin at $ 25 for $ 300 worth of coverage and a $ 50 deductible.

Desktop computer: Premiums begin at $ 25 for $ 300 worth of coverage and a $ 50 deductible.

Xbox/Wii/Playstation gaming systems: The premium, coverage and deductible depend on the type of system, its value and your deductible preference.

E-reader (such as Kindle or Nook): Premiums begin at $ 30 for $ 300 worth of coverage and a $ 50 deductible.

Coverage also may be available for PDAs, calculators and an assortment of other electronic devices. Specialty device coverage is generally not offered for Blu-ray players and Surround Sound systems. “Those items may be covered under a homeowner’s or renter’s policy if they are stolen,” Mills says.

It’s handy to hang on to the device’s receipt to show ownership and proof of purchase in the event you need to submit a claim. “If the item was a gift or you don’t have the receipt, you may be able to send the damaged item when you file a claim to prove ownership,” Cooper says.

–Gina Roberts-Grey

InsuranceQuotes.com

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Petz Enterprises, Inc. (PEI) Announces CrossLink® for iPhone Application for the CrossLink Suite of Professional Tax …

Petz Enterprises, Inc. (PEI) Announces CrossLink® for iPhone Application for the CrossLink Suite of Professional Tax …
Petz Enterprises, Inc. , makers of the CrossLink suite of professional tax software solutions and services for high-volume retail tax offices, today announced the launch of the CrossLink for iPhone application which will enable CrossLink customers to manage their professional tax offices no matter where they are.

Read more on PR Newswire via Yahoo! Finance

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iPhone App for Comprehensive Life Insurance Quotes – First in Australia!


Australian Life Quotes brings you the country’s first iPhone app for comprehensive life insurance quotes. Ideal for financial advisers, this exciting new app gives quoting capability across all four cover types from 12 major insurers, in one single app! Watch the video and see for yourself!

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Australia first and only iPhone app for life insurance quotes


Australian Life Quotes brings you the country’s first iPhone app for life insurance quotes, giving Australians a faster and easier way to compare life insurance premiums from over 12 major insurers. Search ‘Australian life quotes’ on the app store to download now for free!

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Apple’s iPhone: Is it worth it to insure it?

Apple’s iPhone: Is it worth it to insure it?
Absent-minded iPhone users can now insure their devices against loss or accidents. But with a $12 monthly fee and a $199 deductible for the latest model, it might make more sense to just learn to be careful.

Read more on Contra Costa Times

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